Building Infrastructure For The Digital Economy

In 2019, Callus Family Office co-invested €4.1 million alongside two Baltic venture funds in a fintech platform enabling cross-border payments for small and medium enterprises operating within emerging markets.

The founding team had deep experience in payment infrastructure but required capital to navigate complex regulatory environments and build partnerships with local financial institutions. Our role extended beyond funding: we connected the founders with legal advisors specialising in European payment regulation and facilitated discussions with compliance experts familiar with market-specific challenges.

Over three years, the platform expanded to seven markets, processing over €180 million in transactions monthly. Callus Family Office remained an active board participant, supporting strategic decisions around geographical prioritisation and helping recruit a chief risk officer with multinational banking experience.

The company achieved profitability in Q2 2023 and is now positioned for further expansion into Sub-Saharan Africa, where remittance costs remain prohibitively high for millions of users. While we have not exited our position, the current valuation reflects a 4.8x paper return.